Rewards intelligence desk

Independent rewards intelligence

We audit credit card transfer ratios against confirmed flight inventory rather than bank marketing claims. Calculate genuine cents-per-point yields across every major alliance before committing annual fees.

Current cash floors

Empirical point floors

2.1¢

Bilt transatlantic floor

1.9¢

Chase Ultimate Rewards

1.8¢

Amex Membership Rewards

Our charter

Zero affiliate agreements dictate our transfer math or rankings.

Most points coverage is engineered to collect referral fees on premium credit cards. We publish strict redemption math based entirely on live cash replacement value.

Full redemption ledger

Access weekly route audits, airline award space tracking, and hotel category changes.